How Raleigh Private Practices are Saving Thousands in Payment Processing Fees

Did You Know? Raleigh Medical Practices Are Saving $15,000–$20,000 Annually on Credit Card Fees

Did you know the average medical private practice working with Merchant Match saves between $15,000 and $20,000 a year on credit card transactions? How? Through a simple, effective solution: compliant medical surcharging.

As operating costs continue to climb, Raleigh’s independent physicians, chiropractors, dentists, and other healthcare providers are looking for ways to protect their bottom line without compromising patient care. Compliant surcharging offers a smart, legal way to pass along the cost of credit card processing directly to the cardholder—while giving patients the choice to avoid the fee by paying with debit or cash.

What Is Compliant Medical Surcharging?

Compliant surcharging means adding a small, clearly disclosed fee to credit card payments. In North Carolina, this practice is legal when done correctly—meaning:

• The fee can’t exceed the actual cost of processing (capped at 4%)
• It must only apply to credit card transactions (not debit or prepaid)
• Patients must be notified in advance, with the fee clearly listed on receipts

This is not a hidden charge—it’s a transparent, ethical way for practices to offset rising card fees.

Why Raleigh Providers Are Making the Switch

Merchant Match specializes in helping medical practices in Raleigh transition smoothly to compliant surcharging. Here’s why our local clients love it:

• Significant Savings: Most practices recoup $15,000–$20,000 annually
• No Pricing Disruption: You don’t have to raise service prices across the board
• Local Expertise: We’re right here in Raleigh, ready to guide you every step
• Hassle-Free Setup: We handle the registration, equipment, and staff training

Simple, Seamless, Compliant

Merchant Match makes transitioning easy. We’ll evaluate your current setup, ensure full compliance with state laws and card brand rules, and help integrate the new system without disrupting your workflow. Most practices are up and running in just a few days—with ongoing support whenever needed.

Ready to Cut Credit Card Costs?

If you're a medical provider in Raleigh and want to keep more of your hard-earned revenue, let’s talk. Merchant Match is your local partner in compliant surcharging and payment processing solutions that work for your practice—not the other way around.

👉 Visit our Raleigh medical payment solutions page to learn more or schedule a free consultation.

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